How to Enroll
All staff members ARE REQUIRED to complete their enrollment process.
You have an easy way to complete your enrollment:
Call Center Enrollment
Speak to a licensed benefit counselor over-the-phone or virtually for plan information and enrollment assistance.
877-909-1070
Before you speak with a benefit counselor, please have the following information ready: dependents’ names, birth dates, social security numbers, addresses, and phone numbers. *To speak with a Spanish speaking counselor, please press 3 when prompted. – Para hablar con un consejero en Español, presione 3 cuando se le solicite.
Benefits
Medical
Medical insurance provides essential coverage for a wide range of healthcare needs—from routine checkups and preventive care to major medical services like surgeries and hospital stays. With access to a network of trusted providers, this coverage helps manage healthcare costs, protects against unexpected expenses, and supports overall wellness for individuals and families.
Telemedicine
Telemedicine gives you 24/7 access to licensed doctors and healthcare providers by phone or video—anytime, anywhere. It’s a convenient, affordable way to get care for common conditions like colds, flu, allergies, or skin issues without leaving home. Many services also include mental health support and prescription refills, helping you save time and avoid unnecessary trips to the doctor’s office.
Dental
Dental insurance helps cover the cost of preventive care, basic procedures, and major dental work—keeping your smile healthy and your out-of-pocket costs manageable. Coverage typically includes routine exams, cleanings, x-rays, fillings, and more extensive services like crowns or dentures. Regular dental care not only supports oral health but also contributes to overall well-being.
Vision
Vision insurance provides essential coverage for eye care, ensuring that individuals and families can maintain optimal eye health and clear vision. With a vision insurance plan, members gain access to routine eye exams, prescription glasses, contact lenses, and discounts on corrective eye surgeries. This coverage not only helps manage the cost of eye care but also promotes regular check-ups, which can detect early signs of eye conditions and other health issues. Enjoy the benefits of improved vision and overall well-being with comprehensive vision insurance.
FSA
A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows employees to set aside pre-tax funds to pay for qualified out-of-pocket health and/or dependent care expenses.
HSA
A Health Savings Account (HSA) is a tax-advantaged account that lets you save and pay for qualified medical expenses. Available to those with a high-deductible health plan (HDHP), it offers triple tax savings: contributions are tax-free, growth is tax-free, and withdrawals for eligible expenses are tax-free. Funds roll over each year and stay with you—even if you change jobs or retire.
Life/AD&D
Life and Accidental Death & Dismemberment (AD&D) insurance provides financial protection for your loved ones in the event of your death or a serious accident. Life insurance pays a benefit to your beneficiaries if you pass away, while AD&D provides additional coverage for accidental death or severe injuries like loss of limbs or eyesight. This coverage helps ensure financial stability during life’s most difficult moments.
Disability
Disability insurance helps protect your income if you’re unable to work due to illness, injury, or pregnancy. It replaces a portion of your paycheck—short-term coverage is designed for temporary conditions, while long-term coverage supports extended or permanent disabilities. This benefit provides financial security so you can focus on recovery without worrying about everyday expenses.
Employee Assistance Program
An Employee Assistance Program (EAP) offers free, confidential support to help you navigate life’s challenges—at work and at home. Services include counseling for emotional well-being, resources for legal and financial concerns, work-life balance tools, and 24/7 access to digital support. Whether you’re facing stress, relationship issues, or financial planning needs, the EAP is here to help you thrive.
Ancillary Benefits
Accident
Accident insurance provides a financial safety net when unexpected injuries happen. It pays a lump-sum benefit to help cover out-of-pocket costs like emergency care, hospital stays, X-rays, or follow-up treatments after an accident. This coverage helps ease the financial stress so you can focus on recovery—not bills.
Accident Insurance Infographic
Videos:
On Demand Presentations:
Critical Illness
Critical illness insurance offers a lump-sum payment if you’re diagnosed with a covered serious illness, such as cancer, heart attack, or stroke. This benefit can be used for anything you need—medical bills, travel for treatment, or everyday expenses—giving you financial flexibility and peace of mind during a challenging time.
Videos:
On Demand Presentations:
Hospital Indemnity
Hospital indemnity insurance provides a cash benefit when you’re admitted to the hospital due to illness or injury. It helps cover expenses that your medical plan may not—like deductibles, transportation, or lost income. Benefits are paid directly to you, so you can use them however you need during a hospital stay.
Lifetime Benefits
Lifetime Benefit Term (LBT) insurance offers long-term life insurance protection with added living benefits. It provides a guaranteed death benefit and may include access to a portion of funds while you’re still living—often for chronic or terminal illness care. With coverage that can last a lifetime and flexibility to use benefits when needed, LBT combines life insurance and future planning in one.
Accelerated Benefit Claim Form
Cancer
Cancer insurance provides a lump-sum or benefit-based payout if you’re diagnosed with cancer. This supplemental coverage helps with costs that may not be fully covered by your medical plan—like chemotherapy, radiation, travel, lodging, and lost income—so you can focus on treatment and recovery without financial strain.
ID Theft Protection
Identity theft protection helps safeguard your personal information and finances. This benefit includes credit monitoring, fraud alerts, identity restoration services, and access to specialists who can help resolve issues quickly. If your identity is compromised, you’ll have expert support to recover and minimize the impact—giving you peace of mind in a digital world.
Medical Transport
Medical transport insurance covers the high cost of emergency medical transportation, including ground or air ambulance services. Whether you’re facing a serious accident or medical crisis, this coverage ensures you get to the nearest appropriate facility without worrying about unexpected bills—often not fully covered by standard health insurance. Peace of mind when every second counts.
Legal Insurance
Legal Insurance offers affordable access to attorneys for common legal matters, such as wills, disputes, and family law. Gain peace of mind knowing you have expert legal support at your fingertips to navigate personal or financial challenges, with options to handle even complex situations.
Carrier Contacts
FBMC Benefits Management
7300 State Hwy 121
Ste. 300.
McKinney, Texas 75070
877-909-1070
Monday – Friday, 7 a.m. – 6 p.m. CST
www.FBMC.com
MEDICAL - TRS ActiveCare
BSBC of TX
Group #: 385000 TRS AC HD
Group: # 385003 TRS AC Primary
Group #: 385001 TRS AC Primary +
Group #: 385002 TRS AC 2
866-355-5999
www.bcbstx.com/trsactivecare
TELEMEDICINE
Recuro Health
N/A
(855) 673-2876
recurohealth.com
DENTAL | VISION | BASIC LIFE / AD&D | VOLUNTARY LIFE /AD&D | EDUCATOR DISABILITY
Sun Life
Group #: 970630
800-247-6875
www.sunlife.com
FSA | HSA
NBS
Group #: NBS622250
800-274-0503
www.nbsbenefits.com
CANCER INSURANCE
Allstate
Group #: E1619
800-348-4489
www.allstatebenefits.com
LIFETIME BENEFITS TERM
Chubb
Group #: DMP
800-325-4368
www.chubb.com
ACCIDENT | HOSPITAL INDEMNITY | CRITICAL ILLNESS
Metlife
Group #: 5776573
866-372-5577
www.metlife.com
ID THEFT PROTECTION
Allstate
Group# 9912
(800) 789-2720
allstate.com/AIP
MEDICAL TRANSPORT
MASA
Group #: B2BWSABISD
800-643-9023
www.masamts.com
LEGAL SERVICES
US Legal Services
Group#: 9001344
www.uslegalservices.net/family-defender